Know what you owe.
Stop throwing EOBs in a folder. Track every bill, EOB, and insurance payment so you know exactly what you owe — without an account, without a download, and without paying for a paper log book. Free.
Total billed
$0
all recorded bills
Insurance paid
$0
from EOBs
Your balance
$0
still to pay
Open bills
0
need attention
Coverage progress
Deductible$0 of $0
Out-of-pocket maximum$0 of $0
Medical bills
| Provider / patient | Service date | Billed | Insurance | You owe | Status |
|---|
Simple by design
⌁
Local-first
No account. No health data leaves your device.
▣
EOB-ready
Compare billed, allowed, insurance, and patient amounts.
↗
Actionable
Find open balances before they become late notices.
CareLedger Pro
Free
$0
- Unlimited local bills
- Deductible tracking
- CSV export
Pro BEST VALUE
$9 one-time
- Encrypted backup export
- Receipt and EOB attachments
- Multi-person household views
CareLedger is an organizational tool, not medical, insurance, tax, or legal advice. Verify every amount against your provider bill and Explanation of Benefits. Never enter full Social Security numbers, health-plan passwords, or payment-card details.
📚 Understand your medical bills
Free guides to help you take control of your healthcare costs: